A client couple, consisting of a self-employed medical specialist and a salaried professional, sought our assistance after experiencing structural issues with their loan.
Their previous bank had incorrectly classified their debts, designating owner-occupied debt as investment debt and vice versa, which impacted their financial planning and tax efficiency. This misalignment also hindered their cash flow and strategic goals. Collaborating with their accountant, we took a holistic view of their financial situation, designing a new loan structure that accurately reflected their investment and owner-occupied debts.
This realignment not only clarified their financial picture but also optimized their tax strategy and cash flow, enabling them to move forward with a sound and sustainable financial foundation aligned with their long-term plans. Our intervention allowed the clients to pursue their goals without further roadblocks.
