The information contained in this website is of a general nature and does not take into account your personal needs and requirements. The figures shown in the calculators do not constitute an offer for finance. Lender policy and conditions, fees and charges will apply.

The information provided by the calculator is intended to provide illustrative examples based on the stated assumptions of your input. Results are a guide only and do not constitute financial advice or a guarantee of an outcome. You should always discuss your individual circumstances with a representative of Clearpath Financial Management.


At Clearpath Financial Management, we are committed to protecting your privacy in accordance with the Privacy Act 1998 (Cth). This Privacy Policy describes our current policies and practices in relation to the handling and use of personal information.

We will ask you for personal information when we assist you with your finance. We use the information you provide to advise about and assist with your credit needs. We only provide your information to the companies with whom you choose to deal (and their representatives).

We also use your information to send you requested product information and to enable us to manage your ongoing relationship with us e.g. invoicing, client surveys etc. We may do so by mail or electronically unless you tell us that you do not wish to receive electronic communications.

We may occasionally notify you about promotions, new services and special offers, events or articles we think will be of interest to you. We may send you regular updates by email or by post. If you would rather not receive this information, email or write to us.

We may also use your information internally to help us improve our services and help resolve any problems.

If you don’t provide us with full information, we can’t properly advise or assist you with your credit needs.

We strive to maintain the reliability, accuracy, completeness and currency of the personal information we hold and to protect its privacy and security. We keep personal information only for as long as is reasonably necessary for the purpose for which it was collected or to comply with any applicable legal or ethical reporting or document retention requirements.

We hold the information we collect from you. In some cases, your file is archived and sent to an external data storage provider for a period of time. We only use storage providers located in Australia who are also regulated by the Privacy Act. We ensure that your information is safe. We maintain physical security over our paper and electronic data and premises by using locks and security systems.

We do not sell, trade, or rent your personal information to others.

We may need to provide your information to our credit licensee e.g. for administration and supervision activities, contractors who supply services to us e.g. to handle mailings on our behalf, or to other companies in the event of a corporate sale, merger, reorganisation, dissolution or similar event. However, we will do our best to ensure that they protect your information in the same way that we do.

We may also provide your information to others if we are required to do so by law or under some unusual other circumstances which the Privacy Act permits.

Upon receipt of your written request and enough information to allow us to identify the information, we will disclose to you the personal information we hold about you. We will also correct, amend or delete any personal information that we agree is inaccurate.

If you wish to access or correct your personal information please write to Steve Donnell: [email protected].

We do not charge for receiving a request for access to personal information or for complying with a correction request.

By asking us to assist with your credit needs, you consent to the collection and use of the information you have provided to us for the purposes described above.

We welcome your questions and comments about privacy. If you have any concerns or complaints, please contact Steve Donnell: [email protected]

Internal Dispute Resolution

If you do have a complaint, please let us know by email, because if we don’t know about it we can’t fix it. You may also contact us by email addressed to:

The Complaints Officer, Steve Donnell: [email protected], please make sure you include as much information as you can.

You should explain the details of your complaint as clearly as you can. You must do this in writing. When we receive a complaint, we will attempt to resolve it promptly.

Privacy & Cookies

Last Updated: 3 Sept 2023

At Clearpath (“We”, “Us”, or “Our”), we understand the importance of your privacy. This Cookies Privacy Policy outlines our practices regarding the use of cookies on our website and the related data processing activities. By using our website, you consent to the use of cookies in accordance with this policy.

1. What are Cookies?

Cookies are small text files that are stored on your computer or mobile device when you visit certain web pages. They allow websites to recognize a user’s device and store some information about user preferences or past actions.

2. Why We Use Cookies

We use cookies to:

  • Enhance and personalize your user experience.
  • Remember your preferences and login details.
  • Track and analyze website usage statistics to improve our services.
  • Provide targeted advertisements and offers.
  • Improve the security of our website.

3. Types of Cookies We Use

  • Session Cookies: These are temporary cookies that expire when you close your browser. They allow us to link your actions during a single browsing session.

  • Persistent Cookies: These stay on your device until they expire or are deleted. They are used to recognize you on subsequent visits and remember your preferences.

  • Third-Party Cookies: These cookies are placed by third parties, such as analytics providers or advertisers. They may use these cookies to track your online activity or to show you targeted ads.

4. Managing and Disabling Cookies

If you prefer not to accept cookies, most browsers allow you to change your browser settings to disable or delete them. However, disabling cookies might prevent certain features on our website from functioning properly.

5. Third-Party Analytic Tools

We use third-party analytics tools like Google Analytics to collect information about your use of our website. These tools use cookies to gather data on behalf of [Your Financial Management Website’s Name], which is then used to compile reports and help us improve our site. The data collected is not used by third-party analytics providers for their own purposes.

6. Changes to This Policy

We may update our Cookies Privacy Policy from time to time. Any changes will be reflected on this page. We encourage you to review this policy periodically to stay informed about our practices.

7. Contact Us

If you have questions or concerns about our Cookies Privacy Policy, please contact us at:

Clearpath’s Email or Contact Form

8. Consent

By continuing to use our website, you consent to the use of cookies in accordance with this Cookies Privacy Policy.

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