Surgeon enhances investment portfolio

Read the 2 min case study in loan consolidation

Synopsis
We outline the financial strategy and loan application for a specialist Orthopaedic Surgeon, aiming to enhance their investment portfolio. The plan includes securing a new investment loan, consolidating existing loans, and leveraging professional financial guidance to achieve long-term financial goals.

The Brief
A renowned Orthopaedic Surgeon sought to improve their financial standing through a well-structured investment plan. By securing an $800K investment loan, consolidating existing loans, and working with a financial planner, they aimed to maximize investment returns. The strategy included leveraging substantial offset funds whilst maintaining sound loan servicing. The plan was supported by a detailed financial analysis and professional guidance, ensuring a robust approach to achieving financial growth.

Financial Figures

          • Current loan balance: $5.1M
          • Remaining term: 29 years 4 months
          • Current interest rate: 5.89% (P&I)
          • Current repayments: $30K per month
          • Business Facility limit: $1.5M
          • **The reduced home loan $800K  (‘Proposed loan’)**
          • Offset funds: $766K
          • Income: $1.8M
          • Net surplus 2022: $363,000
 
 

Figures are on existing assets/debt and business income.
**Figures Related to the transaction or proposal

For more detailed assistance on your financial situation and what options you can explore, we encourage you to get in touch. 

Challenges Overcome
#InvestmentStrategy #LoanConsolidation #FinancialPlanning #buildingassetportfolio #WorkLifeBalance

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